Planned virtual POS (VPOS) maintenance!

Due to scheduled maintenance between 4AM and 5AM on 5th March 2024, the card acceptance service will be temporarily unavailable for maximum 5-10 minutes time slot at virtual POS (VPOS) terminal. Transactions at terminals will be rejected during this period.

Thank you for your understanding!

Planned virtual POS (VPOS) maintenance!

Due to scheduled maintenance between 4AM and 5AM on 19th March 2024, the card acceptance service will be temporarily unavailable for 2-3 minutes time slot at virtual POS (VPOS) terminals. Transactions at virtual POS terminals will be rejected during this period. Physical POS and SoftPOS terminals will not be affected by the maintenance. Thank you for your understanding!

Planned virtual POS (VPOS) maintenance!

Due to scheduled maintenance between 4AM and 5AM on 21st March 2024, the card acceptance service will be temporarily unavailable for 2-3 minutes time slot at virtual POS (VPOS) terminals. Transactions at virtual POS terminals will be rejected during this period. Physical POS and SoftPOS terminals will not be affected by the maintenance. Thank you for your understanding!

Planned virtual POS (VPOS) maintenance!

Due to scheduled maintenance between 4AM and 5AM on 26th March 2024, the card acceptance service will be temporarily unavailable for 2-3 minutes time slot at virtual POS (VPOS) terminals. Transactions at virtual POS terminals will be rejected during this period. Physical POS and SoftPOS terminals will not be affected by the maintenance. Thank you for your understanding!

Planned virtual POS (VPOS) maintenance!

Due to scheduled maintenance between 4AM and 5AM on 16th April 2024, the card acceptance service will be temporarily unavailable for 3-5 minutes time slot at virtual POS (VPOS) terminals. Transactions at virtual POS terminals will be rejected during this period. Physical POS and SoftPOS terminals will not be affected by the maintenance. Thank you for your understanding!

Planned maintenance!

Due to scheduled maintenance between 1:15AM and 1:45AM on 24th February 2024 and 26th February 2024, the card acceptance service will be temporarily unavailable for maximum 30 minutes time slot at physical POS, virtual POS (VPOS) terminals. Transactions at terminals will be rejected during this period. Thank you for your understanding!

Planned maintenance!

Due to scheduled maintenance between 1:15AM and 1:45AM on 26th February 2024, the card acceptance service will be temporarily unavailable for maximum 30 minutes time slot at physical POS, virtual POS (VPOS) terminals. Transactions at terminals will be rejected during this period. Thank you for your understanding!

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K&H SoftPOS mobile apppayment terminal installed on smart devices

merchant request for information

With your customers increasingly keen to pay by card, have you always assumed that applying for a bank card terminal would be a complex and lengthy process?

That it would be too expensive to order mobile POS terminals for all your travelling salespeople and couriers?

Thanks to the K&H SoftPOS mobile app⁣, you can now use smartphones as a POS terminal, so that you will not need to acquire any new devices!

You too should download the K&H SoftPOS mobile app and boost your business sales!

Request an offer now!

I am interested

⁣an easy-to-use & innovative payment solution

  • K&H SoftPOS is an innovative Android-based mobile app that, once downloaded on a smartphone or tablet, allows the device to function as a payment terminal, so that you can offer your customers the option of electronic payment in your shop or off-site, for example at a fair or upon home delivery
  • it complies with Hungarian law as well as the requirements of the international card companies, and your customers can use Near Field Communication (NFC) to make contactless payments with their bank cards, mobile wallets or NFC wearable payment devices (e.g. smartwatches).
  • there is no need for a conventional, physical POS terminal device to handle contactless cashless payment transactions with MasterCard or Visa bank cards
  • enter the amount payable for the goods or services in the app installed on your smartphone and request your customer to touch their bank card to the back of your phone to make the payment, which will be executed instantly
  • eco-friendly: you can forward the transaction receipt by text message, e-mail or via QR code sharing or, if your customer requests a printout, you can print the receipt via Bluetooth,
  • you will need to download two mobile applications from the Google Play Store to your NFC-enabled smartphone with Android OS (version 9.0 or above required) and use these together: 1. K&H SoftPOS payment and 2. K&H SoftPOS background mobile apps
  • key information
  • the contracting process
  • documents

⁣Bank card acceptance without installing a POS terminal, using your own mobile phone

⁣how does it work?

  • you will need to take the following two important steps to convert your smartphone or tablet into a payment terminal:
  1. you will need to sign a payment card acceptance agreement with K&H Pénzforgalmi Szolgáltató Kft
  2. then you will need to download and activate both the K&H SoftPOS and the K&H SoftPOS background mobile apps
  • the SoftPOS application can be used for initiating two types of transactions: purchases and the reversal of the last transaction
  • only contactless-enabled Mastercard and Visa bank cards are accepted; these may be in the form of the actual bank card, the mobile wallet or even other NFC wearable payment devices (e.g. smartwatches). Please note that the acceptance of Széchenyi Recreation Cards (SZÉP cards) and health fund cards is currently not supported!
  • the receipts of successful purchases and reversal transactions can be shared with the customer by text message, e-mail or via QR code sharing or, if your customer requests a printout, it may be printed via Bluetooth
  • the app also allows viewing and filtering the completed transaction as well as resending the receipt
  • a detailed description of how the application works is available in the K&H SoftPOS user guide and installation document

⁣Expand your customer base and increase your business turnover by signing a bank card acceptance contract!

request comprehensive, detailed information on bank card acceptance using the K&H SoftPOS mobile app
drawing up our quote
drafting the agreement
accepting and signing the agreement
downloading the K&H SoftPOS mobile apps
activating the K&H SoftPOS mobile apps

⁣Ask for a quote on our bank card acceptance services by filling in the merchant request for information form, and our salespeople will contact you soon to present our business offer!

⁣after consulting with you, our colleague will draw up a quote tailored to your business

⁣the accepted quote and the details of the K&H SoftPOS mobile app bank card acceptance service are set out in a contractual agreement

⁣if its terms are accepted by the parties, the agreement will be duly signed by both

⁣download the K&H SoftPOS and K&H SoftPOS background mobile apps from the Google Play Store to your smartphone

⁣having the e-mail and text messages containing your activation information to hand, follow the description provided in the ‘User Manual for starting to use the K&H SoftPOS service (Onboarding)’ to activate the SoftPOS mobile apps

installation

everyday use

  • User Manual for the K&H SoftPOS service
  • Payment card acceptance manual
  • ⁣K&H POS24 application user manual
  • Amendment form for payment card acceptance agreement
  • complaint report form
  • complaint handling authorisation

⁣Settlement of bank card transactions; bank card acceptance commission

⁣transaction and settlement currency
⁣transfer of bank card transaction amounts
⁣bank card acceptance conditions
statements on card turnover and the fees charged

HUF

transfer (transaction settlement) is made within max. 1 (one) banking day from the receipt of the transactions, onto the payment account that you specify

as agreed in the contract on payment card acceptance

detailed electronic statements are prepared about the transaction amounts transferred and the fees charged. The statements are available electronically, downloadable in an authenticated format (in the K&H POS24 application), or as .txt files suitable for further processing.

⁣why choose us?

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by introducing online bank card payments:

we offer retailers and service companies comprehensive, reliable and innovative card acceptance services ranging from physical POS terminals and online payments to the SoftPOS mobile app and unattended payment solutions.

We rely on the international track record of ČSOB (Československá obchodní banka, a. s.), our parent company based in the Czech Republic, and benefit from the client focus of K&H when we offer our payment solutions in compliance with the requirements of the international card companies and the provisions of Hungarian legislation.

Our mission is to bring our latest achievement, the K&H SoftPOS application to the micro- and small businesses for whom cost-effectiveness and ease of use are a high priority, so that they too can accept payments by card!

Once downloaded, the K&H SoftPOS application allows the user’s own smartphone to function as a payment terminal, so that you can offer your customers the option of electronic payment in your shop, off-site, at fairs or during home delivery!

⁣Download our app to boost your business turnover!

contact us!

request an offer!

Just fill in the merchant registration form and we will contact youto present our bank card acceptance offer!

contact us
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Watch our video tutorials in the K&H SoftPOS mobile app!

Part 1: introducing the K&H SoftPOS mobile app

Part 2: downloading and activating the K&H SoftPOS mobile app

Part 3: starting a purchase transaction and sharing the receipt

Part 4: handling reversal transactions

Part 5: handling refund (goods return) transactions

Part 6: transaction list, transaction details and resending the receipt